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  Cindy G

  I cannot talk specifically about Allianz Insurance but most of the general insurance companies make money by investing the finance they have acquired through premiums. Usually the plan is to make the premiums come out in the end right around the same amount paid out in claims not by taking in more in premiums than paying in claims. The money is all made by the investing done between premium payment and claim time.

  25 month(s) ago

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  Matt

  They study the "probability" of accidents. Accordingly charge premium policy holders. They "pay" the victim out of this collected premiums. The remainder is the profit.

  25 month(s) ago

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  Luke

  The law of probability combined with risk assessment. All insurers operate the same way.
  
  
  
  
   

  25 month(s) ago

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  Stalker

  Insurance Companies make money by assessing the risk value and applying what they consider to be a relevant premium.

  25 month(s) ago

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  homeinsurance

  Usually the plan is to make the premiums come out in the end right around the same amount paid out in claims not by taking in more in premiums than paying in claims.

  
  Geneseo Insurance Quoes
  

  4 month(s) ago

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